Be Our Clients for Life!

You will stay in control of your mortgage
You will know how well your mortgage is performing against the current mortgage market
You can take advantage of the opportunity when restructuring your mortgage can help you reach your financial goals
We will show you how to maximize your mortgage when your financial situations change, such as children entering college, nearing retirement, having extra income, etc.
You will be our clients for life!

We consider our work really begins with the closing of your loan. Not only can we provide a loan for mortgage or refinance, we also want to help you to maintain complete and constant control over how your loan is performing.

One service that we provide is the RateWatch Report. It is a service designed to help you maintain continual control over the performance of your mortgage. We will be proactively providing you with information and analysis to review how your loan compares to several of the best available loan programs and rates currently available on the market. You will enjoy constant control over having the financial data you need to determine if the changes in your life or in market conditions warrant the fine tuning of your mortgage instrument.

Another service that we provide is the Annual Equity Review. This review takes an indepth look at the various aspects of your mortgage’s performance, your current debt structure and the equity of your property. We will also review any changes in your financial situations, such as children in college or a job promotion that brings extra income. If the changes in your life warrant changes in your financing, you’ll be able to make that decision. Just as we go to the doctor for regular checkups for our bodies, the Annual Equity Review will empower you to optimize your equity by helping you to assess your mortgage’s “health” each year.

If the changes in your life warrant changes in your financing, you’ll be able to make that decision. Just as we go to the doctor for regular checkups for our bodies, the Annual Equity Review will empower you to optimize your equity by helping you to assess your mortgage’s “health” each year.

Let’s look at the different sections of the Rate Watch report.

This is the first section of the report. The current loan structure is listed on top (”Current Loan”), which is compared with several loan programs based on the current market (”Current Market Programs”). You can quickly gauge the performance of your home loan with the current mortgage market. If your mortgage performs better than the market, that is great and you don’t need to do anything. If you find that there are opportunities to take advantage of a better loan program, then you will be sure that you won’t miss those opportunities! One of the current market programs is highlighted.

This section reviews the options that you have to reach your Freedom Point faster. In this example you can knock five years off your mortgage with an extra $150 monthly payment.

Here is an one-minute video that gives an overview of the Rate Watch report.